Self Help Groups For Rural Poor
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The Self Help Group is considered as a viable organization of the rural poor particularly women for delivering micro credit in order to undertake entrepreneurial activities. Some of the SHG managed by the rural poor women successfully demonstrated how to mobiles and manage thrift activities, appraise credit needs, enforce financial disciplines, maintain credit linkages with banks and effectively undertake income generating activities. The functions of SHG showed that the poor as a group are quite credit worthy and repayment of loan is quite satisfactory. The joint liability of the group enables the poor to overcome the problem of collateral security and also has in-built mechanism of peer monitoring leading to better loan recoveries and productive credit utilization.
The book also makes an attempt to understand the efficiency level of Self Help Groups and constraints in smooth working of Self Help Groups. The book also helps to identify the members for Self Help Group in Rural India.
| Common | |
| Author | M.S. Bhairamkar & V.G. Patil |
| Binding | Hardcover |
| Edition | 1 |
| ISBN | 978-81-7132-695-2 |
| Language | English |
| Number Of Pages | x+190 |
| Publication Year | 2012 |
| Publisher | Pointer Publishers, Jaipur |