Credit Control and NPA Recovery
About
the book
Alarming, Increase in NPAs of the Banks and
slow process of their resolution in the recent past has made RBI to initiate
Prompt Corrective Action against such Banks. This has drawn lot of criticism
from Media, Government, Political parties and Reserve Bank of India, to the
extent of challenging the viability of Public Sector Banks which even suggested
to privatize them and return to Pre–Nationalization era of 1969 and before.
It is in this background that the
author who has been an experienced and practical Banker, having dealt the
subject of NPAs for almost 3 decades at various hierarchical levels, that this
Book is presented to the Bankers and Non-Bankers. The subject of NPAs is
neither glamorous nor simple and requires a total understanding of various
tools available and their appropriate and timely usage.
The book is broadly divided into areas
viz.
l Credit Supervision &
Credit Control.
l RBI prescribed mandatory IRACP norms.
l Balance Sheet Management
& Provisions.
l Restructuring of Sick Units-Viabilities and
Speed.
l Rehabilitation of Sick MSMEs-the Backbone of
Indian Economy.
l Non Cooperative Borrowers /Fraud &
Malfeance cases/Willful Defaulters-Their Declaration and Penalties.
l Settlements/Compromises/ One time Settlements-A
Non legal remedy
l SARFEASI Actions, Legal Hurdles and & Means
to Overcome Them.
l Legal Actions for Recovery Before
DRT/Court,/Lok Adalat,/Execution of Decrees/Sale of Decrees etc.
l Bankruptcy & Insolvency Code including
theNational Commission of Law Tribunal (IBC/NCLT).
l Ways & Strategies to Speed up Recovery of
NPAs.
By and large, the book provides an answer to all queries,questions, doubts, misgivings & mis understandings and above all inquistivenesses of the readers of the subjects.
| Common | |
| Author | Anil Bhan |
| Binding | Hardbound |
| Edition | 1 |
| ISBN | 978-81-7132-900-7 |
| Number Of Pages | 22+250 |
| Publication Year | 2019 |
| Publisher | Pointer Publishers |